One step at a time.
First create a left and right border to the output line. Simple example,
the line starts like this:
"Merry Christmas, Joe!"
add left and right
"* Merry Christmas, Joe! *"
If you first store that in a string, it is easy enough to find the length, using string.size().
Now you can create a top and bottom border by making a string like this "****" with the same length. See option 6 on this page, ' Fills the string with n consecutive copies of character c. http://www.cplusplus.com/reference/string/string/string/
Finally output these strings to give the finished result.